The Role of Noan Performing Financing (NPF) as A Mediator for The Relationship Between Operating Expenses and Operating Income (BOPO) on The Performance of Islamic Banks in Indonesia

Safitri, Julia and Shaferi, Intan and Nusair, Ahmad Ershaid Sami and Affandi, Muhamad Arief (2021) The Role of Noan Performing Financing (NPF) as A Mediator for The Relationship Between Operating Expenses and Operating Income (BOPO) on The Performance of Islamic Banks in Indonesia. PERISAI (islamic banking and financial journal), 5 (1). pp. 110-122. ISSN 2503-3077 (Online)

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6. The Role of Noan Performing Financing (NPF) as A Mediator for The Relationship Between Operating Expenses and Operating Income (BOPO) on The Performance of Islamic Banks.pdf

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Official URL: https://journal.umsida.ac.id/index.php/perisaiDOI

Abstract

This study aims to examine and analyze the relationship between the effect of operating costs and operating income on bank performance which is mediated by credit risk. Using data on Islamic banking companies listed on the IDX in 2012-2019. The methodology in this study uses secondary data. Data specification is panel data (pooled data) which is actually a combination of data consisting of time series data and cross-sectional data. The analysis tool used is SEM-PLS with the WarpPLS 7.0 application. This research is successful in proving that the operational cost ratio is used to measure the level of efficiency and ability of a bank in conducting its operations. The smaller this ratio means the more efficient the operational costs borne by the bank concerned so that the possibility of a bank in a less problematic condition. The smaller this ratio, the better the bank's performance.

Item Type: Article
Additional Information (ID): 23/B0071.pdf
Uncontrolled Keywords: BOPO, ROA, NPF, Information Asymmetry
Subjects: 300 Social Science > 330-339 Economics (Ilmu Ekonomi) > 332.1 Banks (Bank, Perbankan)
600 Technology and Applied Sciences > 650-659 Management and Auxiliary Service (Manajemen dan Ilmu yang Berkaitan) > 658.3125 Performance Analysis, Performance Rating/Evaluation (Evaluasi Kinerja)
600 Technology and Applied Sciences > 650-659 Management and Auxiliary Service (Manajemen dan Ilmu yang Berkaitan) > 659.3125 Performance Analysis (Analisis Kinerja, Evaluasi Kinerja)
Divisions: Koleksi Digital > Artikel
Depositing User: CR Cherrie Rachman
Date Deposited: 24 May 2023 08:39
Last Modified: 26 Sep 2023 04:28
URI: http://repository.ut.ac.id/id/eprint/10479

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