The Effect Of Credit Risk As A Mediator Between Liquidity And Capital Adequacy On Bank Performance In Banking Companies Listed On The IDX

Safitri, Julia and Kadarningsih, Ana and Din, Maaz Ud and Rahayu, Sri (2020) The Effect Of Credit Risk As A Mediator Between Liquidity And Capital Adequacy On Bank Performance In Banking Companies Listed On The IDX. Jurnal Penelitian Ekonomi dan Bisnis (JPEB), 5 (2). pp. 152-161.

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7. THE EFFECT OF CREDIT RISK AS A MEDIATOR BETWEEN LIQUIDITY AND CAPITAL ADEQUACY ON BANK PERFORMANCE IN BANKING COMPANIES LISTED ON THE IDX.pdf

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Official URL: http://www.jpeb.dinus.ac.id

Abstract

This study aims to examine and analyze the relationship between the effect of operating costs and operating income on bank performance which is mediated by credit risk. Using data on Islamic banking companies listed on the IDX in 2012-2019. The methodology in this study uses secondary data. Data specification is panel data (pooled data) which is actually a combination of data consisting of time series data and cross-sectional data. The analysis tool used is SEM-PLS with the WarpPLS 7.0 application. This research is successful in proving that the operational cost ratio is used to measure the level of efficiency and ability of a bank in conducting its operations. The smaller this ratio means the more efficient the operational costs borne by the bank concerned so that the possibility of a bank in a less problematic condition. The smaller this ratio, the better the bank's performance.

Item Type: Article
Additional Information (ID): 23/B0072.pdf
Uncontrolled Keywords: Financial Intermediation Theory; Liquidity; Bank Performance.
Subjects: 300 Social Science > 330-339 Economics (Ilmu Ekonomi) > 332.1 Banks (Bank, Perbankan)
300 Social Science > 330-339 Economics (Ilmu Ekonomi) > 332.7 Credit (Kredit)
Divisions: Koleksi Digital > Artikel
Depositing User: CR Cherrie Rachman
Date Deposited: 24 May 2023 08:46
Last Modified: 26 Sep 2023 04:34
URI: http://repository.ut.ac.id/id/eprint/10480

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