Tahkari, Ahmad Yani (2013) Analisis Manfaat Sekuritisasi Portofolio Kredit Sebagai Produk Efek Beragun Aset (EBA) Untuk Meningkatkan Sumber Dana Penyaluran Kredit Pada Pt. Bank Tabungan Negara (Persero) Tbk. Masters thesis, Universitas Terbuka.
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Abstract
The analysis was conducted to determine whether there is benefit from securitization of credit potrofolio as a product of asset-backed securities (ABS) aims to increase the sources of funds for lending BTN. BTN fundraising is generally done by offering a variety of deposit products and channeled back to the community in the form of loans, but there are further constraints in lending, because the funds collected by the BTN from the overall short-term under 24 months, while funds are disbursed by the BTN again in the form of long-term credit over 24 months to reach the composition of 91.38%. This analysis is based on secondary data that statistical data are available from the financial statements that have been published in print and electronic media, and made to answer the main hypothesis: Securitization loan portfolio as a product asset backed securities (ABS) increase funding for bank loans . The subjects of this study were reported financial results for the period before and the period after the securitization securitization of credit portfolios. Sample consisted of Total Assets, Operating Profit, Realization Credit, Funds and Surplus Ratio Loan Deposit Ratio. The results showed that after the securitization of financial performance indicators achievement of greater value when compared to the prior securitization, and the results of the statistical analysis of the results of the calculation of t-calculate all performance indicators greater than t-table value of 2.776, t-test for more greater than t-table, it was concluded to reject Ho, so for sure there is a difference.. In conclusion, this analysis proves that the securitization of loan portfolios one to give manfaaf in increasing bank funding sources for the financing needs of credit expansion on BTN.
| Item Type: | Thesis (Masters) |
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| Additional Information (ID): | 41073.pdf |
| Uncontrolled Keywords: | analysis of the benefits of securitization, asset backed securities, sources of funds and credit, analisis manfaat sekuritisasi, efek beragun aset, sumber dana dan kredit |
| Subjects: | 600 Technology and Applied Sciences > 650-659 Management and Auxiliary Service (Manajemen dan Ilmu yang Berkaitan) > 658.152 Management of Investment, Capitalization (Manajemen Investasi, Manajemen Modal, Kapitalisasi) |
| Divisions: | Tugas Akhir Program Magister (TAPM) > Magister Manajemen |
| Depositing User: | admin upload repo |
| Date Deposited: | 03 Aug 2016 05:03 |
| Last Modified: | 03 Aug 2016 05:03 |
| URI: | http://repository.ut.ac.id/id/eprint/726 |
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