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Analisis Pengaruh Tingkat Literasi Keuangan dan Toleransi Risiko Terhadap Keputusan Investasi Cryptocurrency di Kabupaten Karawang

Santoso, Paulus Setyopamungkas and Nasoha, Mohamad (2025) Analisis Pengaruh Tingkat Literasi Keuangan dan Toleransi Risiko Terhadap Keputusan Investasi Cryptocurrency di Kabupaten Karawang. (Unpublished)

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Abstract

This study seeks to explore the extent to which financial literacy and risk tolerance influence cryptocurrency investment decisions in Karawang Regency, both individually and collectively. A quantitative approach was chosen as the main methodology, with data collected through three methods: distributing questionnaires to respondents, field observations, and reviewing various references related to the research topic. In analyzing the data, researchers utilized multiple linear regression analysis complemented by hypothesis testing using F-tests and T-tests. The T-test results revealed that financial literacy has a significant effect on crypto investment decisions (significance 0.003), as does risk tolerance which shows an even stronger impact (significance 0.000). These findings imply that the tendency to invest in digital assets will increase along with higher financial knowledge and willingness to face risks. Furthermore, the F-test yielding a significance of 0.000 with F-count (18.024) exceeding F-table (3.68) strengthens the evidence that the combination of financial literacy and risk tolerance collectively shapes cryptocurrency investment preferences among Karawang's population.

Item Type: Article
Additional Information (ID): ...pdf
Uncontrolled Keywords: Literasi keuangan, toleransi risiko, Keputusan Investasi, Financial literacy, Risk tolerance, Investment Decision
Subjects: 300 Social Science > 330-339 Economics (Ilmu Ekonomi) > 332 Financial Economics, Finance (Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan)
Divisions: Koleksi Digital > Artikel
Depositing User: CR Cherrie Rachman
Date Deposited: 25 Feb 2026 02:27
Last Modified: 25 Feb 2026 02:27
URI: https://repository.ut.ac.id/id/eprint/11991

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