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Safitri, Julia and Geraldina, Ira and Affandi, Muhamad Arief (2022) Management of Default Risk and Reserve Requirement. http://gcbss.org/CIMSSR2022MALAYSIA/CIMSSR-00256.html.
Safitri, Julia and Shaferi, Intan and Nusair, Ahmad Ershaid Sami and Affandi, Muhamad Arief (2021) The Role of Noan Performing Financing (NPF) as A Mediator for The Relationship Between Operating Expenses and Operating Income (BOPO) on The Performance of Islamic Banks in Indonesia. PERISAI (islamic banking and financial journal), 5 (1). pp. 110-122. ISSN 2503-3077 (Online)
Safitri, Julia and Rahmati, Arinal and Jayadi, and Affandi, Muhamad Arief (2020) Do Liquidity And Capital Adequacy Ratio Matter For Islamic Banks Performance In Indonesia? An Analysis Using Financing Risk As Mediator. SHARE: Jurnal Ekonomi dan Keuangan Islam, 10 (1). pp. 138-154.
Safitri, Julia and Affandi, Muhamad Arief Mediating Role of Company Size on Earnings Per Share and Price to Book Value. Advances in Intelligent Systems Research, 175. pp. 127-131. ISSN 1951-6851 (online)
